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Rising cost of living
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Old 11-10-2022, 20:33   #541
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Re: Rising cost of living

An email from Santander:

Quote:
We want to let you know that on 03 October 2022, we increased the in-credit interest rate to 1.50% AER/gross (variable) on your account (on balances up to £20,000).
At least it's better than the 0.1% they were giving.
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Old 11-10-2022, 20:44   #542
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Re: Rising cost of living

Quote:
Originally Posted by Taf View Post
https://www.walesonline.co.uk/news/c...mited-25190530

Although I applaud this help, I fear the cafés will be full most days, making it impossible for other customers to get food or drinks.
The thing with this and the idea of "warm banks", is that people still have to travel there and back, go home for meals, and return to a cold home as they've remembered to switch it off while out.
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Old 11-10-2022, 20:56   #543
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Re: Rising cost of living

Quote:
Originally Posted by nomadking View Post
The thing with this and the idea of "warm banks", is that people still have to travel there and back, go home for meals, and return to a cold home as they've remembered to switch it off while out.
Sorry I can't see what's wrong with it. If anything, it could help to combat loneliness which is a really good thing.
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Old 11-10-2022, 21:04   #544
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Re: Rising cost of living

Quote:
Originally Posted by nomadking View Post
The thing with this and the idea of "warm banks", is that people still have to travel there and back, go home for meals, and return to a cold home as they've remembered to switch it off while out.
You really have to be pathologically contrarian to have come up with this …
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Old 11-10-2022, 21:27   #545
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Re: Rising cost of living

Quote:
Originally Posted by nomadking View Post
The thing with this and the idea of "warm banks", is that people still have to travel there and back, go home for meals, and return to a cold home as they've remembered to switch it off while out.
And if they they fall ill due to hypothermia when they go back to a cold home, won’t it just be counter-productive if they’re taken to hospital to recover, as they’ll just have to go back to a cold home?
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Old 11-10-2022, 21:31   #546
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Re: Rising cost of living

Quote:
Originally Posted by Chris View Post
You really have to be pathologically contrarian to have come up with this …
Unless they spend all day there and remember to turn their heating off, any savings are not going to be as much as is made out. How many people would think of turning their heating off?
There may be people that might be able to spend all day there, and are happy with soup and a roll for lunch, but otherwise it's going to be for just 2 or 3 hours at a time.

What got me thinking about this before now, is that I live in a set of sheltered bungalows, and was thinking about issues that might crop up if it was suggested that people spent time in other people's homes. Making sure that they turned off their heating before going elsewhere was one of them.
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Old 11-10-2022, 21:47   #547
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Re: Rising cost of living

Quote:
Originally Posted by nomadking View Post
Unless they spend all day there and remember to turn their heating off, any savings are not going to be as much as is made out. How many people would think of turning their heating off?
There may be people that might be able to spend all day there, and are happy with soup and a roll for lunch, but otherwise it's going to be for just 2 or 3 hours at a time.

What got me thinking about this before now, is that I live in a set of sheltered bungalows, and was thinking about issues that might crop up if it was suggested that people spent time in other people's homes. Making sure that they turned off their heating before going elsewhere was one of them.
Given the current utilities cost, most ?
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Old 11-10-2022, 22:21   #548
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Re: Rising cost of living

Quote:
Originally Posted by nomadking View Post
Unless they spend all day there and remember to turn their heating off, any savings are not going to be as much as is made out. How many people would think of turning their heating off?
There may be people that might be able to spend all day there, and are happy with soup and a roll for lunch, but otherwise it's going to be for just 2 or 3 hours at a time.

What got me thinking about this before now, is that I live in a set of sheltered bungalows, and was thinking about issues that might crop up if it was suggested that people spent time in other people's homes. Making sure that they turned off their heating before going elsewhere was one of them.
I can only imagine you live in sheltered bungalows in Marbella where nobody thinks much about their central heating. Because I know nobody at all that doesn’t think about when to turn theirs on and off. We used to have to persuade my mum to have hers on more often.

As I said … you have a near pathological knack for taking a contrary view of any issue, even to the point of compelling you to take a position that is very obviously bonkers.
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Old 11-10-2022, 22:56   #549
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Re: Rising cost of living

Maybe we should solve the energy crisis by telling all those out at work, with children at school, to stop heating their empty homes during the day.
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Old 11-10-2022, 23:14   #550
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Re: Rising cost of living

Well, I work from home and live in Yorkshire and I can tell you it’s been quite cold in the evening and getting colder.

I haven’t turned the heating on yet, I have some portable electric heaters (used sparingly in the evening if required)

During the day, so far, decent clothing has been adequate. Of an evening a wood burner has been perfectly fine.

The heating will come online eventually, but it will be well into November I think.
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Old 11-10-2022, 23:27   #551
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Re: Rising cost of living

Quote:
Originally Posted by nomadking View Post
Unless they spend all day there and remember to turn their heating off, any savings are not going to be as much as is made out. How many people would think of turning their heating off?
There may be people that might be able to spend all day there, and are happy with soup and a roll for lunch, but otherwise it's going to be for just 2 or 3 hours at a time.

What got me thinking about this before now, is that I live in a set of sheltered bungalows, and was thinking about issues that might crop up if it was suggested that people spent time in other people's homes. Making sure that they turned off their heating before going elsewhere was one of them.
I'm not seeing the logic in this one, Nomad.

Your hypothesis is about someone who can't afford to heat their home who makes the effort to go to a warm bank yet leaves their heating on by mistake?
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Old 12-10-2022, 11:16   #552
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Re: Rising cost of living

I saw plumes of steam from several boiler chimneys this morning. A few of the homes also had windows wide open. It only dropped to 8c last night.

---------- Post added at 10:16 ---------- Previous post was at 10:12 ----------

Quote:
Originally Posted by peanut View Post
Sorry I can't see what's wrong with it. If anything, it could help to combat loneliness which is a really good thing.
Several years ago, our Labour-controlled council closed all the Day Centres where older people and those with disabilities could congregate for a few hours. Hot drinks, and often soup and rolls were always available. Plus they had visits from community nurses and council staff to answer any questions.
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Old 12-10-2022, 12:20   #553
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Re: Rising cost of living

We have several churches in our city that will be opening to offer a warm place for a tea or coffee. All faiths welcome.


I think that is a wonderful thing to do.
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Old 12-10-2022, 12:28   #554
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Re: Rising cost of living

Quote:
Originally Posted by Halcyon View Post
We have several churches in our city that will be opening to offer a warm place for a tea or coffee. All faiths welcome.


I think that is a wonderful thing to do.
I have never been inside a warm church they're always freezing

i should point out i'm not a regular church goer just the stuff you can't get out of.
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Old 12-10-2022, 16:14   #555
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Re: Rising cost of living

Significant rate rise needed in November - Bank of England chief economist
https://uk.finance.yahoo.com/news/in...vsgRrU6G3DqlqK
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