Quote:
Originally Posted by Tinky
Octopus want to lower our monthly payment from £136.18 to £120.32 and we are in credit by £481.60. We're staying safe and keeping things as they are, we don't want any nasty shocks.
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Thats a lot of your money they have.
I switched to Variable DD, which means they just work out my bill each month (around the 21st) and then debit that amount two weeks later.
I keep my money (and interest) until its needed.