[Ramrod]

Originally Posted by Chris

Luck schmuck …. The writing was already on the wall at the beginning of last year for those willing to see it. Perhaps being old enough to remember high rates in the late 80s/early 90s gave me more perspective than those a few years younger but even so, it was pretty clear to me that the modest additional monthly cost of fixing for 5 years would be more than offset by not having to deal with rates as they will be this time next year.

Indeed. The last 20 or so years of freakishly low rates have been very odd. My mortgages are fixed till 2026 by which time they should be paid off anyway.