[RichardCoulter]

These people are really clever,; even those that think they would never be caught out can be. There was a case where even a man whose job it was to prevent online fraud was caught out!

It's why the vulnerable, such as children, the elderly, the mentally disabled etc, don't stand a chance.

Hopefully, such a law will result in harsher punishments and, by default, result in more education or preventative measures to try and prevent this.

I believe that those that are caught out should be more readily helped by the Financial institutions instead of being blamed for it themselves.

The banks have pushed everybody online whilst saving huge amounts on premises and staff costs, yet when something goes wrong tend to try and blame their customers.

Once again we see a voluntary code of conduct being blatantly ignored, which usually leads to yet more regulation.

As time goes on, it's getting worse too. There are reports in this mornings newspapers saying it is going up by a fifth and rising all the time. Sorry, it won't let me post the link for some reason.